David Barroso

Work History

Work History
2010 - Present

Account Executive | Bank Manager

- In charge of the client portfolio communications, ensuring customers are up to date with news of new financial products or changes to legislation that may affect their savings and investments - Experience in dealing with both HNW and Corporate clients. Assessing their affordability through the fact find process and establishing their risk tolerance - Maintaining and developing good relationship with customers through personal contact and via telephone calls and emails to increase sales of the bank's products and services - Guiding the investor's decisions to manage their resources effectively in accordance with our products (Fixed Term Deposits, Securities, FX Trading Accounts, etc.) - Ensure effective self-management and organisation to achieve or exceed agreed sales targets - Participate in weekly meetings to review assigned portfolio and develop strategies for account monitoring; establish appropriate action plans to mitigate risk and address credit concerns - Power to take decisions regarding refunding costs, negotiating best possible rates, or making any adjustments to customer’s accounts - Executing trading transactions. Confirmation of FX operations with traders and processing of client FX transactions - Knowledge and understanding of FCA and CCA rules and guidelines relating to private customers - Knowledge and understanding of all company specific procedures and manuals - Looking after daily financial reports
2009 - 2010

Commercial Underwriter

Direct Line Group
Duties & Skills: Strong analytical and judgement skills, Negotiation skills, Risk Assessment, Assessing background information on the client, Studying insurance proposals, Writing policies and adding specific conditions when required.
2007 - 2008

Assistant Branch Manager | Private Banking

Banco Popular
Working in a Regional Office for the fourth largest banking group in Spain. Duties & Skills: Transaction Inquiries, Dealing with both private and corporate customers, Meeting internal targets and keeping up to date with the latest products, Processing National and International payments, Cash Management, Daily bank and foreign currency reconciliations, Checking and completing tax forms.
2005 - 2007

Account Manager | Private Banking

ING Group
Experience of working in the Head Office for one of the world's largest banking/financial services conglomerates. Duties & Skills: Knowledge and understanding of financial markets, Wealth Management, Expert negotiating skills and Demonstrated ability to sell, Managing daily operations, Solid problem solving, Decision making and Analytical capabilities.


2004 - 2008

Bachelor's Degree

Universidad Rey Juan Carlos
Analyse financial information, design strategies, implement the company's financial aspects (areas of accounting, control of treasury management) and take the lead and control them. Conduct financial studies of various kinds (expenses, investment analysis, financing mode)



Communication Skills

Microsoft Excel

AS400 system

Foreign Exchange

SWIFT payments

Treasury Management

Cash Management

Operations Management

Credit Analysis

Account Reconciliation

Account Management

Financial Advisory

Personal Banking

International Business

Investment Banking

Commercial Banking

Risk Analysis

Financial Analysis

Financial Markets

Financial Services

Retail Banking





CertHE, Business Administration and Management

Zertifikat Deutsch B1

CIMA part-qualified, Certificate Level