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Summary

A dedicated compliance professional offering over 20 years of financial services compliance experience in asset management, anti-money laundering, and virtual currency rules and regulations. Wide breadth of experience including compliance program management and testing, regulatory filings, policy and procedure development, risk assessments, client service and working with regulators. 

Work experience

PrincipAL

Compliance Crunch, SAN FRANCISCO, CA.
2018Present
  • Financial services compliance consulting (virtual currency, asset management, and anti-money laundering).
      • The latest project was to develop an international library of virtual currency regulations.

    Senior Compliance Analyst

    Dodge & Cox, San Francisco, CA.
    20062018
    • Managed AML efforts for the Dodge & Cox Funds customer accounts including the preparation of SARs for AML reporting, conducting enhanced due diligence research on U.S. Patriot Act non-compliant customer accounts OFAC, PEPs or other AML matches, instructing account closures and/or account restrictions.
    • Worked with state regulators on an ongoing basis. Supervised state compliance regulations for the Dodge & Cox Funds and its employees/agents and the filing of over 300+ fund blue sky registration filings with state regulators annually. Processed initial, amended and renewal filings. Also administrated Fund 13G, 13F, 13H and ADV filings. 
    • Performed 38(a)-1 and 206(4)-7 compliance testing (Adviser & Funds) to ensure compliance with various rules and regulations under the Investment Advisers Act/Company Act of 1940. Testing areas include but not limited to Anti-Money Laundering, Privacy, Client Complaints, Excessive Trading, Marketing, Soft Dollars, Trade Allocation, Fee and Expenses, Code of Ethics, Vendor Oversight and Best Execution.
    • Interacted closely with senior management and portfolio managers by reviewing portfolio compliance and assisting with the analysis and correction of violations/trade errors in fixed income and equity mutual funds and separate accounts. Scope of work includes assessment of error impact and determination of corrective action.
    • Oversaw all customer-facing compliance issues related to privacy incident and/or breaches and ensured the research was conducted, adequate corrective actions were implemented and proper internal and external records were documented and retained.
    • Managed all customer complaint response process, policies and procedures. 
    • Responsible for excessive trading (excessive transaction) oversight efforts for the Dodge & Cox Funds ($250B AUM) including trading activity monitoring in over 2 million customer accounts.
    • Administrated and processed employee Code of Ethics and pre-clearance requests, policy drafting and training.
    • Designed and conducted due diligence reviews for vendors and distributors. Established intermediary risk assessment analysis and managed oversight and testing of intermediary business partners. 
    • Accomplished saving the Dodge & Cox Funds $400M from escheatment from state abandoned property laws with a mass compliance-related customer communications campaign including call center oversight. 
    • Participated in multiple SEC, state and mock audits. In addition to responding to subpoena requests related to customers of the Dodge & Cox Funds.
    • Collaborated on the working group to launch two domestic mutual funds and the Dodge & Cox Worldwide Funds and creation of compliance program for UCITs funds oversight of Ireland based Depositary.
    • Developed policies and procedures for cross-functional operational implementations of new compliance obligations and initiatives across the organization.

          Principal, Concipio Inc.

          Client: Highmark Capital Management, SAN FRANCISCO, CA.
          20042006
          • Managed the implementation and testing of a software application used for enterprise- wide automated pre-trade and post-trade compliance  monitoring which resulted in firm-wide compliance monitoring of 1000+ separate accounts and mutual funds including ERISA accounts. This included account guideline reviews, compliance system coding and testing and user acceptance training.

          Compliance Consultant 

          Wells Fargo Funds Management, San Francisco, CA.
          20002004
          • Implemented a compliance program that was effective in preventing, detecting and mitigating violations of applicable law and firm policies.
          • Monitored compliance of over 90 mutual funds and fund of funds.
          • Conducted sub-advisor due diligence and prepared board reporting for the Funds and Adviser.
          • Trained employees annually in the Code of Ethics.
          • Organized firm wide document collection and review for SEC exam.

          Client Service Associate/ Registered Broker

          E*Trade Financial, Sacramento, CA
          19992000
          • Placed client equity/bond/option trades and answered client account related questions regarding online trading. 

          Education

          CAMS Certification

          Advancing Financial Crimes Professionals Worlwide "ACAMS"
          2018Present

          The Certified Anti-Money Laundering Specialist (CAMS) credential is the gold standard in AML certifications and recognized internationally by financial institutions, governments and regulators as a serious commitment to protecting the financial system against money laundering.

          Certified Compliance Professional

          National Regulatory Sevices
          2016Present

          Investment Adviser Certified Compliance Program (IACCP®) with focus on the Investment Advisers Act of 1940.

          Series 7 & 63 ( Registered Broker - expired)

          FINRA
          1999Present

          Skills

          • Extensive working knowledge of Windows applications including Excel, Word, and PowerPoint.
          • Proficient in Linedata and EZE trading systems, Bloomberg Analytical Systems, Securities and Exchange Commission EDGAR system, Lexis Nexis and TeamMate Audit Management System.

          Interests

          • Gourmet cooking
          • Learning to play tabla (Indian classical drums) 
          • Organization
          • Emergency Planning
          • Travel