Clayton Holdings, LLC.
- Front line underwriting, AUS, Portfolio and manual underwriting for risk analysis and compliance with agency and investor guidelines.
- Highly knowledgeable in FNMA/FHMLC, VA IRRLS and Jumbo loans. Rendering decisions within appropriate timeframe and meeting quantity and quality standards while applying best underwriting practices.
- Perform VA and Securitization/due diligence review and verify loan meets investor’s guidelines.
- Credit and compliance review by re-calculating LTV, CLTV, income, liabilities and DTI.
- Verify the Borrower’s ability & willingness to repay the loan has been demonstrated.