My resume, I believe does not fully represent who I am and what I have to offer. I struggled immensely with student loans after completing two Bachelors Degrees at a university that at the time was the most expensive in the region. When I moved to Vancouver upon graduation, my first job was with Intrawest which was a great job however, I was unable to pay my rent in addition to the monthly payments on my debt; I was over leveraged. Tree planting offered me the ability to make a yearly salary ($45-50,000/year) in a matter of months which enabled me to put large sums on the principal portion of my loan which at the time was $56,000.00 (twice the national average). Upon graduation I was making $24,000year in a contract position that lasted six months. It was driving me into poverty.
The stress and burden of such a loan made it impossible to enter into entry level positions and build a career with my new education. I thought it was much more prudent in the short and long run to enter austerity measures and rebuild my financial health. That was my 5 year goal and I did it with flying colors (20 years less than my amortization period and half the time of the average student loan borrower). I now have a beefy RRSP and over the course of putting my financial house in order I continued to build on my education through long distance education, and bar tending in the off season. Now I am in a great position to dedicate my time to fulfilling my goal of becoming a Real Estate Appraiser with the designation AACI P.App.
My dedication to my goals and the wherewithal to get out of debt and on track is the type of decision making that I believe should be valued in these fragile economic times. We have seen in the past few years, in grandiose terms, where living on substantial leverage gets you. I am not in that position and I am the face of the new economy.