Download PDF




Delhi University

Work experience

Jun 2015Present

Credit Relationship Manager

YES Bank Ltd
Credit Relationship Manager,. Brief Job Profile: Responsible for deal origination, structuring, obtaining credit approvals and implementation of financial solutions for a portfolio of clients spanning the business banking clients. Evaluating credit/risk profile of companies and structuring suitable financial solutions for them including structured finance, project finance, off-balance sheet finance, acquisition financing etc Responsible for the preparation of monthly financial results, budget, and quarterly forecasts, and completion of the reporting requirements Cross-selling products of the bank including-treasury solutions, liabilities, Debt capital market solutions, Syndications, corporate advisory, investment banking, corporate finance, knowledge banking, etc. Focus on liabilities, transactional banking, and opportunistically look at lending for well priced deals and monitoring the performance of the account client(financial performance etc.) on a regular basis. Actively and consistently seek an opportunity to expand share of wallet of the customer base and Maintain an ongoing contact with operations in order to ensure smooth delivery of transactions. Assist the Relationship Management Group in research and analysis on industries/clients/markets
Dec 2013Present

Credit Relationship Manager

ICICI Bank Ltd
Credit Relationship Manager,. Brief Job Profile: Assessment of the working capital requirements up to Rs 200. 0 million (i.e. Fund based and Non Fund based) of the clients by visiting them and maintaining a relationship with them. Preparation of the working capital proposals(i.e. Cash credit, Overdraft, Working Capital Demand Loan, Drop line Overdraft, Letter of Credit and Bank Guarantee etc.) for the clients under various programs of the Business Banking as per the relevant RBI guidelines and putting forward the proposal to the risk team. Review and renewal of the existing limits under the various programs of the ICICI Bank business banking program. Training to in-house and outsource staff on financials, policies and products of the ICICI Bank.
Feb 2013Dec 2013

Tax Executive

Chaddha & Co
Tax Executive, R C LLP(Chartered Accountants) Brief Job Profile:  Tax audit for varied businesses(RGL Flexible, Surinder Packaging) and preparation of tax audit report.  Handling taxation matters for firms and individuals including return preparation and filing. Preparing the appeal submissions as per the Income Tax Act, 1961. Representing the clients before Excise department in their appeal cases.
Sep 2007Mar 2011


Mahajan & Associates
Intern, Rajiv (Chartered Accountants) Brief Job Profile: Handled matters related to increase in authorized & paid-up share capital and filed ROC returns & compliance on behalf of clients. Conducted Statutory Audits(K L Concast Ltd.) & Internal Audits of Private Limited Companies related to software industry(Ion Trading Inc.), Automobile industry(Minda Automation Ltd.), etc.