Angelina Subotic

Angelina Subotic

senior credit risk manager/team leader

Custom

Date of Birth:06.06.1978

Place of birth :Pozega , Serbia

phone no. +381652509277

Work History

Work History
Jan 2012 - Present

senior risk manager

OTP Bank, ad Novi Sad
  • Risk costs budgeting/forecasting and control , as a part of  P & L forecasting process in reporting package in close collaboration with accounting and controlling department
  • Testing of current bank models for credit risk assessment (in terms of determining Standard Risk cost -as a part of product cost,level of portfolio provisioning as well as specific provisioning according to IFRS regulations)
  • data reconciliation with accounting and controlling department regarding delivering monthly and quarterly reports
  • System implementation of Group and Law requirements regarding Basel III implementation in cooperation with IT, Accounting and Controlling Department
  • RWA calculation
  • liason between all impacted department to insure proper communications and reporting practices
  • Implementation of ICAAP calculation (both for regulatory and internal purposes)
  • coordination with IT and FInance department in implementation of Basel III requirements
  • performing various stress testing (in area of capital adequacy management and portfolio credit risk management)
  • participation in due diligence projects (acquisitions & mergers) from Credit risk management point of view (team leader of risk management team for assessing additional provisioning)
2005 - 2010

team leader, Monitoring & Reporting Department, Risk Management Division

Erste Bank ad Novi Sad
  • Calculating KPI's for Risk Management Division
  • Providing periodical reports on clients exposures & performance (micro and macro economic analysis according to Group Standards and business needs) for internal needs of RM department, Executive Committee and Managing Board
  • Assists management team  in the mitigation and identification of risks that may hamper the business of the organization
  • Providing suggestions for changes of current policies, rules and procedures, and taking part in their preparation in cooperation  with Compliance and Internal Audit Department
  • Experience in working with external and internal auditors , as well as local supervisor  (National Bank)
  • Evaluated processes and internal controls and communicated any control weaknesses to management in cooperation  with Internal Audit Department
  • Monitoring of regulations affecting  credit risk management , Bank operations regarding loans, Bank financial reports and records of loan risks and system implementation of all those changes from business point of view
2010 - 2010

portfolio specialist, Credit Risk Mangement Department

ProCredit Bank ad Belgrade
2003 - 2005

international trade associate

Novosadska Banka ad Novi Sad

Education

Education
Oct 2010 - Nov 2011

postgraduate study

Business Academy
Sep 1998 - Oct 2002

bachelor degree

Faculty of Economics

4 years study

Skills

Skills

Serbian Language

English Language

MS office package

using R statistical package

performing various stress tests in credit risk and for ICAAP purposes (multivariate analysis, VAR)

Certifications

Certifications
Oct 2010 - Present

Certified Basel II Professional(CBiiPro)

Basel II Compliance Professional Association
Apr 2011 - Present

Certificate in International Financial Reporting

Association of Chartered Certified Accountants
Aug 2011 - Present

Financial Modelling in Excel

plumsolutions
Sep 2012 - Present

Certified Pillar 2 Expert (CP2E)

Basel II Compliance Professionals Association
Feb 2011 - Oct 2011

Financial Analyst Specialist

Business Certification Platform (G.T.C. Institute, Portland, Oregon, Usa