Sanjeev Kumar

  • PATNA BIHAR

Work History

Work History
Aug 2013 - Present

RELATIONSHIP MANAGER

HDFC BANK
  • Source business from agri individuals for their Crop and term loan requirements
  • Manage sale of products like Kisan Gold Card, Small Agri business loans, Traders Cash credit to Agri individuals or trading enterprises
  • Liaise with Credit team to ensure clearance of proposal
  • Assist in disbursement formalities
  • Maintain the existing portfolio (post disbursal formalities and monitoring)
  • Manage the existing as well as future relationships
  • Coordinate with Collections team
  • Cross sell other liabilities products like Current Accounts, Savings account, FD etc
  • Tapping new geographical markets for Agri related products
Dec 2011 - Aug 2013

Sr Executive

Asset Reconstruction Company
  • Bad debt and Collection management of Indian & ICICI Bank Business Loan, HL , Auto Loan and Agri Loan Portfolio
  • Carrying out site and field visit and submit the report.
  • Prepare settlement memorandums for approval.
  • Practice fair debt collection code.
  • Agency support & control.
  • Support in cases of Land, auto repossession and
  • Organized a recovery camp. OTS & Lok Adalat.
  • Recoveries, Legal proceedings and Foreclosures
Mar 2006 - Dec 2011

Business Development

Bank of Baroda Cards Ltd
  • Business Development & Collection Management of Credit Card, Merchant acquiring business & Risk Management.
  • Lessening with various Bank of Baroda branches &Customer Service
May 2005 - Feb 2006

Sales Associate

Standard Chartered
  • Sales & Business Development of Credit Card & PL.
May 2004 - Jul 2004

Farmer

Seminis
  • Brand and Dealer loyalty of farmer towards hybrid vegetable

                         seeds in the Himachal Pradesh.(2004)

                

Education

Education
Jun 2002 - Oct 2004

M.B.A

Dr. Y.S. Parma r Univ of Horticulture &Forestry Solan

Agribusiness marketing

Aug 1997 - May 2001

BSc.(H)

Bihar University Muzaffarpur

INDUSTRIAL FISH &FISHERIES

Skills

Skills

~Business Development                        ~Credit Analysis &Risk Management                                       

~Team management                                 ~ MIS Reporting &Documentation                                                

~Portfolio Management                         ~Bad Debt &Collection Management                  

~ Channel Management                           ~Banking Operation & Customer Services

brand

legal proceeding

credit card

Fisheries

ORGANIZATIONAL

Certifications

Certifications

May 2011 - Jun 2011

 JAIIB,DRA & Diploma in Credit Card for Banker from IIBF.

IIBF