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 M.B.A In Finance  

University of Business & Technology

Master of Business Administration In Finance (GPA : 4.27 Of 5.00)

20102013 In Finance

University of Business & Technology

Bachelor of Science in Finance (GPA : 4.49 Of 5.00)

Training Courses & Certification

Oct 2017

Certified Financial Analyst (Freelancer)

The ministry of Labor and Social Development
Dec 2016

(IFRS) International Financial Reporting Standards


Riyadh, Saudi Arabia

Dec 2016

(ACCA) F1, F2, F3 ,F5

(the Association of Chartered Certified Accountants)

United Kingdom 

 Apr 2015

Financial Statement & DCF Modeling

Wall Street Prep Training

Philadelphia, United States Of America

Jan 2015

Corporate Finance Course 

Professional for Human Resources Development

Jeddah, Saudi Arabia

Mar 2014

Problem Solving and Decision Making Course

Saudi Hollandi Bank Academy

Jeddah, Saudi Arabia

Apr 2010


British Council

International English Language Testing System (5.5) Score

Kingdom of Bahrain

Jun 2005Aug 2005

Intensive English Course

Bell Cambridge International School

Cambridge, United Kingdom

Work experience

Jan 2016Present

Senior Financial Analyst

Isam Kabbani & Partners (NAMAT)

• Prepare the Financial Statements (balance sheet, Income Statement and cash flow) alongside its related ratios.
• Introduce the monthly & quarterly reports comparing to the annual operating plan.
• Monitor the COGS and operating expenses trends and adjust the profits projections accordingly.
• Determine the impact of the promotions, discount, and prompt payments on the total COGS pattern.
• Comparing the tonnage production with its amounts considering the prices fluctuations.
• Support executive team on special projects/ reports related to new investments and developments.
• Supporting executive team by analyzing new projects.
• Finance Department Restructuring (New roles and tasks ,creating new positions, selecting and hiring).
• Publishing (Dashboard project) for the Executive team. (Live Financial Data for Executives)
• Assisting CFO in any financial or Business task.
• Handling bank facility agreements.
• Preparing annual operating budget.(CapEx,Opex,Sales,Headcount,Cash flow and P&L)
• Monitoring expenses accordingly with the budget.
• Preparing Aged receivable provisions per IKK policy.
• Reconciling monthly accounts with Sister Companies.
• Slow moving items provision

Jul 2014Jun 2015

Financial Business Analyst 

Panda Retail Company
  • Prepare the monthly financials; P&L, Balance Sheet, and Cash Flow
  • Variance analysis versus Last year, and the budget 
  • P&L, Balance Sheet, and Cash Flow analysis and evaluation
  • Prepare and Maintain the annual P&L Budget.
  • CAPEX budgeting and Planing
  • Analyzing retail and non-retail Profit and Loss.
  • Preparing Markdown Report to calculate the provisions
  • Cost Center Analyses
  • Allocating Daily phasing Budget
  • Preparing Daily,weekly and monthly sales report
  • Reporting financial information to managers
Mar 2014Jul 2014

Service Agent

Saudi Hollandi Bank
  • Processing cheque, cash and direct debit payments and withdrawals
  • Setting up and maintaining customers’ accounts
  • Dealing with inquiries
  • Promoting and selling financial products and services to customers
  • Helping customers with loan and mortgage applications.


Ministry of Culture and Information
  • Maintains administrative workflow by developing reporting procedures.
  • Provides information by answering questions and requests.
  • Maintains continuity of work operations by documenting and communicating needed actions to management.