Summary

Ambitious Results- oriented professional, mortgage loan originator/ finance branch manager/ Realtor. Well qualified legal lase manager with the ability to develop strong client relations in arbitration administration. Possess excellent interpersonal, analytical, and organizational skills. Excels working in highly competitive environments where leadership skills are the key to success. Responsible Manager with the skills necessary to direct, train, and motivate staff to its fullest potential.

Education

Education
1997 - 1999

Associate of Science

SJVC

Business and Related Subjects    GPA: 3.75

Work History

Work History
2015 - Present

Realtor

London Properties
  • Provide guidance and assist sellers/buyers in marketing/purchasing property for the right price under the best terms
  • Determine clients’ needs and financials abilities in order to propose solutions that suit them
  • Intermediate negotiation processes, consult clients on market conditions, prices, mortgages, legal requirements and related matters to their benefit and ensure a fair and honest dealing
  • Perform comparative market analysis to estimate properties’ value
  • Display and market real property to possible buyers
  • Prepare necessary paperwork (contracts, leases, deeds, closing statements etc)
  • Maintain and update listings of available properties
  • Cooperate with appraisers, escrow companies, lenders and home inspectors
  • Develop networks and cooperate with attorneys, mortgage lenders and contractors
  • Promote sales through advertisements, open houses and listing services
  • Remain knowledgeable about real estate markets and best practices
2014 - 2015

Business Owner

REI Lynx, Inc.
  • Marketing and cold calling to generate new business.
  • Interviewing Investors
  • Analyzing financials and credit 
  • Evaluating property for acquisition,  approving rehab estimates, analyzing property for current and after value based on rehab estimates and market conditions.
  • Reviewing title summary for existing liens, judgments, easements and other encumbrances on property.
  • Coordinating with title/escrow to ensue deadlines are met.
  • Underwriting and approving high dollar investment loans.
2011 - 2013

Loan Servicing

Mid Valley Financial
  • Consult clients with respect to performance in areas like servicing, delivery accuracy, investor reporting, document control, custodial account management, loss mitigation, reporting and lender compliance.
  • Ordered, reviewed, renewed and maintained loan payoffs and disbursements. 
  • Monitor, coordinate loan payoffs, disbursements and demands,
  • Review completed audit disbursement, loan reconciliation and reports from specialists.
  • Ensure all procedures adhere with company policies and government regulations.
2003 - 2009

Branch Manager

Household/ Beneficial Finance (HSBC Bank)
  • Managed team of 6 professionals.
  • Reviewed loan files for quality assurance.
  • Accountable for implementing and developing within the sales team a strong professional ability to sell in order to directly position our branch for a higher level of success & recognition within the company.
  • Defined strategic initiatives to achieve an over all increase in branch revenue by increasing number of new loans per consultant and boosting sales of all ancillary products.
  • Implemented innovativeprograms to increase employee loyalty and reduce turnover.

Certifications

Certifications
2015 - Present

Real Estate Sales 

BRE

License # 01981479

.

2011 - Present

NMLSR

NMLS

License # 490119