Download PDF

Summary

Well qualified and results oriented Banking Professional with over 31 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting or exceeding sales, goals and customer expectations. Skilled at educating customers on banking products and recommending best options that meet their short and long term needs. Team player with polished communication skills, verbal, written, interpersonal, presentations and rapport buildings.

Professional Competencies

Customer Service Relations                   Marketing and Financial Services                    Credit Monitoring

 Staff Training and Motivation              Banking Products and Services                        Cash Management

 New Business Development                 Sales Management                                                  Risk Management

 Loan/Account Origination                     Regulatory Compliance                                        Teller Operations    

 Relationship Building                              Revenue Growth Generation                             Credit Analysis

 Accounts Management                           Branch Management                                             Communication               

 Assets Management                                 Effective Reporting (MIS)                                     SME Portfolio        

 

Career Objectives


I can lead a team of professionals which works for the success of the Institution with my rich experience, good track record, motivational and good communication skills. I have worked as Branch Head of all category of Branches for the past 20 years, my last assignment was the Branch Head of very large branch as Chief Manager (executive in the Top Management). I have handled almost all the departments of a commercial bank branch like Cash Management, Recovery, preparation of statements/returns, Credit Analysis, Selection of borrowers, Risk Management, Man power management, Marketing of bank products (tailor-made), Monitoring of loans & advances, Effective reporting to the Controlling Offices/Management, Compliance, good Governance, introducing innovative ideas to market the products, All along I have been motivating the front line staff memebers by maintaining a good interpersonal relationship.
As I am a computer literate, the MIS will be very effective to the Top Management.
I have won 4 prestigious awards from the Chairman/Top Mangement for my performance during my career with the previous employer, CORPORATION BANK, MANGALORE, INDIA.
Last, but not the least, I will take every effort to lift the Organisation to the greater heights.

Developments:

  • Identified new business areas, strategized business planning and increased revenues. 
  • Trained juniors about various banking process. 
  • Managed the Bank's credit administration, loan review, credit policies and procedures. 
  • Planned and conducted client meetings to review existing accounts. 
  • Researched market to proactively capture sales opportunities. 

Key accomplishments:

  • Network expansion – Identified 3 unbanked areas and opened branches.
  • Installed 5 offsite ATMs

Work History

20142015

Chief Manager

Corporation Bank

Top management cadre

20102014

Senior Manager

Corporation Bank

Branch Head -Managing a large branch

20042010

Manager

Corporation Bank

Branch Head in middle management cadre

19962004

Officer

Corporation Bank

Junior management cadre

19841996

Clerk

Corporation Bank

Clerical  work directly reorting to the branch head

Mar 1980Jun 1984

 Clerk& Stenographer

Union Public Service Commision,Government of India,New delhi

Central Secretariat Service

Education

May 1975Sep 1978

Bachelor of Commerce

Madurai Kamraj University

Specialization in Accountancy ,Auditing and Cost Accounts

SKILLS

  • MS OFFICE, NET BANKING, CORE BANKING, WEB BROWSING ETC
  • ORAL AND WRITTEN COMMUNICATION
  • SALESMANSHIP AND LEADERSHIP
  • STUDY OF MARKET AND INDUSTRY
  • RELATIONSHIP MANAGEMENT
  • REVENUE GROWTH GENERATION AND BUSINESS DEVELOPMENT
  • STAFF TRAINING AND MOTIVATION
  • RISK MANAGEMENT
  • REGULATORY COMPLIANCE
  • FIANANCIAL AND CREDIT ANALYSIS

LANGUAGES

ARABIC

Reading only

MALAYALAM

Spoken only

HINDI

Expert

URDU

Spoken  and reading .

TAMIL

Native language

ENGLISH

Fluent 

Computer Skills

MS OFFICE,WEB BROWSING,ONLINE BANKING,CORE BANKING

Certifications

Apr 1993

MERIT CERTIFICATE

CORPORATION BANK

OUSTANDING PERFORMANCE IN THE STAR PERFORMERS CLUB

Mar 1991

CERTIFIED ASSOCIATE OF INDIAN INSTITUTE OF BANKERS

INDIAN INSTITUTE OF BANKERS(IIB)

certificate awarded for passong part-I examaminations,

Additional Information:

Honors & Awards:

  • SUPER ORDINATE GOAL ACHIEVEMENT AWARD BY CHAIRMAN OF CORPORATION BANK IN January 2005
  • SUPER ORDINATE GOAL ACHIEVEMENT AWARD BY CHAIRMAN OF CORPORATION BANK IN August 2009
  • STAR PERFORMER AWARD BY GENERAL MANAGER ,CORPORATION BANK IN May 2012
  • CHAIRMAN CLUB MEMBERSHIP AWARD BY CHAIRMAN OF CORPORATION BANK IN July 2014

NATIONALITY: Indian

INDIAN PASS PORT NUMBER: N3227339     DOI: 10.09.2015  DOE:09.09.2025

DOB: 29th Mar 1958

Marital Status: Married 

Dependants: Two

Experience : 31 yrs 5 mnths in the field of Banking

Present status: Taken Voluntary retirement from the service in August 2015 with an intention to take up new                                         assignments and challenges